Rules & FAQ
Simple rules for a fair community
Lumivish is a mutual support community where members can support personal dreams through small voluntary contributions. To keep the platform fair and sustainable, the same basic participation rules apply to everyone.
How Lumivish Works
Lumivish is a community where people support each other's dreams through small contributions. To keep the system fair and sustainable, there are simple participation rules that apply to everyone.
- 1. Join Lumivish with a yearly membership (€9.99)
- 2. Explore dreams and support the ones you care about with fixed contribution options of €10, €15, or €20.
- 3. Create your own dream and set a goal between €200 and €1500.
- 4.Receive support from the community as members contribute toward your goal.
Core Rules
Lumivish is a community where people support each other's dreams through small contributions. To keep the system fair and sustainable, there are simple participation rules that apply to everyone.
- You must be at least 18 years old to use Lumivish.
- Lumivish is currently available only to users residing in the European Union (EU).
- Fixed donation options: €10, €15, €20.
- You can only have one active dream at a time.
- A user can support another user with a maximum total of €100.
- Maximum 3 dreams per year.
Payouts
When a dream is successfully funded, the collected amount can be paid out according to the platform rules and payment provider requirements. Support between members remains voluntary and does not create a guaranteed financial return or reciprocal obligation.
Fees
- Membership: €9.99/year.
- All payment fees are paid by the donor.
- Each donor covers a 2% platform fee and applicable Stripe processing fees. As a result, the total charged amount may be slightly higher than the selected support amount. Total amount paid by the donor:
€10 → €10.70
€15 → €16.04
€20 → €21.29
Payments & Verification
All payments on Lumivish are processed through a secure third-party provider (such as Stripe). Lumivish does not store or hold user funds. To receive payouts, users may be required to complete identity verification as requested by the payment provider.
This may include:
- Identity Verification
- Address Confirmation
- Additional Documentation